The closing for your new home is a very exciting time! After watching your home take shape from your homesite to the home of your dreams, the closing is the last step before you can call your dream home your very own. In order for you to get the keys to your new home sooner, below are some tips for a smooth closing that we've learned over our years as an Indiana home builder.


Here are several tips to prepare for a smooth closing:

      • Contact your lender several days in advance of your closing to make sure they have all the proper documents from you in order to secure financing
      • Contact your title company one day in advance of your closing to obtain the final amount of funds you will need to bring to closing
      • Bring the following materials to closing
        • Cashier’s check, payable to you in the amount the title company gives you*  
        • Homeowner’s insurance policy with one-year paid receipt  
        • Your VALID driver’s license or photo I.D. 

 *  If you wish to wire funds directly to the title company be sure to notify them and obtain their wiring instructions.

 

What to expect at Closing:

  • Sign financial and legal documents securing your mortgage
  • Receive a copy of the deed for your new home (the original will be mailed to you after it has been recorded)
  • Sign your 10-year Warranty Application (for Indiana new construction homes)
  • Receive utility information to transfer into your name
  • Mark your calendar to file your mortgage and homestead exemptions with the County Assessor to earn valuable tax advantages (if applicable)
  • RECEIVE THE KEYS TO YOUR NEW HOME!

- Posted by April Sjoholm, Estridge Closing Manager